Finance lease

If you're in business, a vehicle lease may work to your advantage

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MTF HQ 03 477 0530

An MTF long-term finance lease suits a business wanting flexibility and relatively frequent vehicle upgrades without tying up valuable capital in a vehicle. It may also suit some personal customers.

How does it work?


You enjoy the use of the vehicle for the term of the lease and, at the end of the term, the vehicle is offered for sale. If the net sale proceeds exceed the residual value that was agreed when you took out the contract, MTF pays you the difference. If the net sale proceeds are less than the residual value, you pay MTF the difference.

Key features


  • Long-term vehicle lease of 46 to 48 months
  • Fixed payments for the term of the lease
  • Maintenance option available to cover servicing costs

Business advantages


If you're a business customer, you may be able to claim GST on the principal portion of each instalment, the interest portion of your payments may be tax deductible. The vehicle is recorded on your balance sheet, so you can also claim depreciation.