Supporting your business to reach its goals

Our business loans make it easy to get the equipment you need, no matter the size or stage of your business. You can borrow from $2,000 as long as we're confident that you can manage the repayments.

We’ll help you to:

  • fund nearly any kind of business asset – vehicles, tools, office renovations, equipment, machinery, and more
  • find the right asset to use as security
  • tailor repayments to suit your cash flow
  • find the best interest rate.

We lend to people, not products

Our team works closely with you to understand your business needs and what you can afford. We can get your finance sorted in an afternoon, while a bank might keep you waiting for days. We’re in your community, and we’re passionate about helping your business to go further.

What you need to know about applying for a business loan.

How long it takes

Apply in person with proof of your identity, address, income and expenses, and we can usually give you an answer within the hour. Otherwise we aim to give you an answer on the same day.

After you’re approved

We'll guide you through the loan contract, help you understand your rights and obligations, and then ask you to sign it.

If you have any concerns or questions about your loan agreement, seek advice from your lawyer or accountant before signing.

What you can use as security

We’ll ask you to secure your loan using a vehicle, or another asset, that you own. This asset covers the cost of the loan in case you’re unable to pay it back.

We’ll work out your asset’s value, and you’ll need to prove you're the legal owner and there's no other loan registered against it.

Why choose us

Why our customers trust us to help them do more.

We’re here for you

Straight-up service, honest advice, and support that’s just a phone call away.

Same-day approval

We can usually let you know how much you’re approved for on the same day you apply.

Locals backing locals

We’re local New Zealanders, and we live and work in your community.

We take the stress out of finance

Online, over the phone, or in person, we’ll guide you through your options to select what’s best for you.