Find freedom on two wheels, or four

Our loans make getting the motorcycle you want easy. You can borrow from $2,000 to $100,000, as long as we're confident that you can manage the repayments.

We can help:

  • find the right loan to suit what you want to do
  • find the best interest rate
  • tailor repayments to your income – weekly, fortnightly or monthly.

What you need to apply

If you apply in person, and bring these documents with you, we can usually give you an answer within an hour.

Valid NZ driver licence

Proof of address

Bank statement less than 30 days old

Apply now

Who can apply?

You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence, and have regular income.

Buy your next motorcycle

Our network of dealers can help you find a motorcycle that’s within your budget and right for the job. Whether that’s rounding up the herd on a quad, or making your next delivery on a scooter.

Find your nearest motorcycle dealer

Whether you buy from one of our dealers, privately or online, we can help. Look out for the ‘Apply with MTF Finance’ button on Trade Me private listings.

See motorcycles for sale on Trade Me Motors

Protect yourself from the unexpected

Payment Waiver

You can’t predict when you might be affected by redundancy, illness, injury or even death. Payment Waiver may provide protection if the unexpected happens.

Read more about Payment Waiver

Mechanical breakdown insurance

We also offer mechanical breakdown and motor vehicle insurance packages to protect you from unexpected expenses. The cost of these options can be included in your repayments.

Read more about mechanical breakdown insurance

After you’re approved for a loan

We'll guide you through the loan contract, help you understand your rights and obligations, and then ask you to sign it.

If you have any concerns or questions about your loan agreement, seek advice from your lawyer or accountant before signing.

Why choose us

Why our customers trust us to help them do more.

We’re here for you

Straight-up service, honest advice, and support that’s just a phone call away.

Same-day approval

We can usually let you know how much you’re approved for on the same day you apply.

Locals backing locals

We’re local New Zealanders, and we live and work in your community.

We take the stress out of finance

Online, over the phone, or in person, we’ll guide you through your options to select what’s best for you.