Get a loan for your next motorcycle - whether you’re commuting to work, cruising the open road or rounding up sheep. Talk to one of your local lending specialists about the best loan for you and your budget.
We'll guide you through the loan contract, help you understand your rights and obligations, and then ask you to sign it.
If you have any concerns or questions about your loan agreement, seek advice from your lawyer or accountant before signing.
What you need to apply
If you apply in person and bring these documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.
Valid NZ driver licence
Proof of address
Bank statements showing the last 90 days
Who can apply?
You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence, and have regular income.
Who can get an MTF Finance loan? If you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence and have regular income, you can apply for finance with us.
What things can I get a loan for? Whether it drives, floats or flies, we can finance almost anything! We also offer loans for business vehicle and equipment. We can even offer loans for home renovations or that well-earned break, using an existing asset as security.
MTF Finance uses the asset you’re borrowing for (or an asset that you own) as a security for the loan. The asset must exceed $2,000 in value and have a serial number. If you have any questions or need more information about this process, just ask – we’ll be happy to help.
How long does it take to get the money? If you apply in person with supporting documentation, we can often transfer funds to you on the same day that the loan is completed. If it is for a vehicle purchase, we can also arrange to send the funds directly to the seller on your behalf.
How much can I borrow? You may borrow from $2,000 to $100,000, as long as you have sufficient security to support the loan and we’re confident that you are able to manage the repayments.
How soon will I know if my loan is approved? To consider your application, you must provide:
– A valid NZ driver licence
– A Bank statement less than 30 days old, in your name, showing transactions for the last 90 days
– A utility bill, bank statement, rates, NZ Government documentation or insurance confirmation showing your name and physical address
If you apply in person, and bring these documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.
What happens when my loan is approved? We’ll talk through the loan document, make sure you understand your rights and obligations under the contract and then ask you to sign it. If you have any concerns or queries regarding the obligations you are entering into, we recommend that you seek advice from your lawyer or accountant before signing the loan document.
Are there any hidden costs? No. The interest rate and all fees are set out in the loan agreement you sign at the beginning of the loan term.
Frequently asked questions
Why choose us
Why our customers trust us to help them to do more.
We’re here for you
Service and support from your local team, tailored to you from start to finish.
We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.
Locals backing locals
We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.
We take the stress out of finance
Online or over the phone, we’ll guide you through your options to select what’s best for you.
We're the top rated finance company on Trustpilot
MTF Finance has been helping New Zealanders do more since 1970.