A loan to help you do more
Our personal loans make getting what you need easy. You could go on an overseas trip, renovate your home or pay off other debt - whatever you need.
Secured and unsecured personal loans
We offer two types of personal loans, secured and unsecured, so you can choose the right loan for you. With a secured loan, you can borrow between $2,000 to $500,000. The loan is secured against a vehicle or other asset, and we may be able to offer a slightly lower interest rate.
Need money but don’t have an asset to use as collateral? An unsecured personal loan could be right for you. With our unsecured loans, we can lend between $2,000 to $30,000 for just about anything.
Clear as crystal or mud? Talk to your local MTF Finance lending specialist about the right option for you.
Secured or unsecured, you can still protect yourself from the unexpected
You can’t predict when you might be affected by redundancy, illness, injury or even death. Our optional Payment Waiver product may provide protection if the unexpected happens.
Local kiwis helping local kiwis do more.
The local lending specialists at MTF Finance will get you sorted with a loan that's right for you.
What we finance
Whether it’s a new car or a holiday, the dream wedding or just getting the bills sorted, talk to us today.
We can also help you with:
Business assets,
Medical expenses and vet bills,
Vehicle repairs or projects
& Nearly anything!
What you need to apply
If you apply in person and bring these documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.
Valid passport or NZ driver licence
Proof of address
Bank statements showing the last 90 days
Who can apply?
You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, receive a regular income and have the documents listed above.
How it works
It's only three easy steps to apply with us.
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Apply
Apply online, call, or drop into see us.
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Talk with us
We’ll work with you on a loan that suits your needs.
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Get approved
Share some supporting documents, and we’ll get right on to it.
All your wishes could be about to come true!
When you take out a loan before 1 December 2024, you'll go in the draw to win $5,000 cash. Competition terms and conditions apply. Offer of finance is subject to terms, conditions, lending criteria, responsible lending inquiries and checks.
Why choose us
Here’s some reasons why our customers trust us to help them get what they need.
We’re here for you
Straight-up service, honest advice, and support that’s just a phone call away.
Same-day approval
We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.
Locals backing locals
We’re local people living and working in your community.
We take the stress out of finance
Online, over the phone or in person, we’ll guide you through your options to see what’s best for you.
We're the top-rated finance company on Trustpilot
With over 11,000 customers giving us 4.9 out of 5.
Read our reviewsResources
Interest rates and fees
Find out how interest rates work, the standard fees we charge, and understand what borrowing may cost you.
Resources
Can’t make your next payment?
Don’t stress, just talk to your local MTF Finance contact as soon as you can. They’ll help you figure out what to do next. You might even be covered already.
