Find freedom on two wheels, or four
Our loans make getting the motorcycle you want easy. You can borrow from $2,000 to $500,000, as long as we're confident that you can manage the repayments.
We can help:
- find the right loan to suit what you want to do
- find the best interest rate
- tailor repayments to your income – weekly, fortnightly or monthly.
Did you know MTF Finance is rated 4.9 out of 5 on Trustpilot?
"MTF Finance has been helping New Zealanders since 1970, which is longer than I've had my learner licence on these wings!"
Buy your next motorcycle
Our network of dealers can help you find a motorcycle that’s within your budget and right for the job. Whether that’s rounding up the herd on a quad, or making your next delivery on a scooter.
Find your nearest motorcycle dealer
Whether you buy from one of our dealers, privately or online, we can help.
Protect yourself from the unexpected
Payment Waiver
You can’t predict when you might be affected by redundancy, illness, injury or even death. Payment Waiver may provide protection if the unexpected happens.
Read more about Payment Waiver
Mechanical breakdown insurance
We also offer mechanical breakdown and motor vehicle insurance packages to protect you from unexpected expenses. The cost of these options can be included in your repayments.
Read more about mechanical breakdown insurance
After you’re approved for a loan
We'll guide you through the loan contract, help you understand your rights and obligations, and then ask you to sign it.
If you have any concerns or questions about your loan agreement, seek advice from your lawyer or accountant before signing.
What you need to apply
If you apply in person and bring these documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.
Valid passport or NZ driver licence
Proof of address
Bank statements showing the last 90 days
Who can apply?
You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, receive a regular income and have the documents listed above.
Drive your next vehicle away today
MTF approved dealers can organise your loan within an hour, subject to responsible lending inquiries and checks.
Frequently asked questions
Why choose us
Why our customers trust us to help them to do more.
We’re here for you
Service and support from your local team, tailored to you from start to finish.
Same-day approval
We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.
Locals backing locals
We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.
We take the stress out of finance
Online or over the phone, we’ll guide you through your options to select what’s best for you.
We're the top-rated finance company on Trustpilot
With over 11,000 customers giving us 4.9 out of 5.
Read our reviews