Your business, our speciality

Hiace, Hilux or hovercraft. Whatever vehicle you need to get the job done, our business loans make it easy. You can borrow from $2,000 to $100,000 or even more, as long as we're confident that you can manage the repayments.

We can help:
  • find the loan to suit you
  • tailor repayments to your cash flow – weekly, fortnightly or monthly
  • provide affordable insurance for mechanical breakdown
  • offer protection from the unexpected through our Payment Waiver options.

We want to help you reach your business goals

Let our dedicated team of vehicle finance specialists work closely with you to understand your business needs and what you can afford.

We can get your finance sorted in an afternoon, whereas a bank might keep you waiting for days. We’re in your community, and we’re passionate about helping your business to go further.

Find out what you need to know about applying for a business loan

Let us help you find your next vehicle

Our nationwide network of approved dealers are vehicle experts. They’ll help you find the right wheels for your business needs – and your budget.

Find your nearest MTF Finance approved vehicle dealer

How long it takes

Apply in person with proof of your identity, address, income and expenses, and we can usually give you an answer within an hour. Otherwise we aim to give you an answer on the same day.

After you’re approved

We'll guide you through the loan contract, help you understand your rights and obligations, and then ask you to sign it.

If you have any concerns or questions about your loan agreement, seek advice from your lawyer or accountant before signing.

What you can use as security

We’ll ask you to secure your loan using a vehicle, or another asset, that you own. This asset covers the cost of the loan in case you’re unable to pay it back.

We’ll work out your asset’s value, and you’ll need to prove you're the legal owner and there's no other loan registered against it.

Protect yourself from the unexpected

Payment Waiver

Choose Payment Waiver with your loan, and you could be protected if you’re affected by injury, illness or even death.

Read more about Payment Waiver

Mechanical breakdown insurance

Mechanical breakdown insurance covers you for repair costs if your vehicle has an unexpected mechanical or electrical problem.

Read more about mechanical breakdown insurance

Why choose us

Why our customers trust us to help them to do more.

We’re here for you

Service and advice from your local team, tailored to you from start to finish.

Same-day approval

We can usually let you know how much you’re approved for on the same day you apply.

Locals backing locals

We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.

We take the stress out of finance

Online or over the phone, we’ll guide you through your options to select what’s best for you.