Your business, our speciality
Hiace, Hilux or hovercraft. Whatever vehicle you need to get the job done, our business loans make it easy. You can borrow from $2,000 to $100,000 or even more, as long as we're confident that you can manage the repayments.
We can help:
- find the loan to suit you
- tailor repayments to your cash flow – weekly, fortnightly or monthly
- provide affordable insurance for mechanical breakdown
- offer protection from the unexpected through our Payment Waiver options.
We want to help you reach your business goals
Let our dedicated team of vehicle finance specialists work closely with you to understand your business needs and what you can afford.
We can get your finance sorted in an afternoon, whereas a bank might keep you waiting for days. We’re in your community, and we’re passionate about helping your business to go further.
Let us help you find your next vehicle
Our nationwide network of approved dealers are vehicle experts. They’ll help you find the right wheels for your business needs – and your budget.
How long it takes
Apply in person with proof of your identity, address, income and expenses, and we can usually give you an answer within an hour. Otherwise we aim to give you an answer on the same day.
After you’re approved
We'll guide you through the loan contract, help you understand your rights and obligations, and then ask you to sign it.
If you have any concerns or questions about your loan agreement, seek advice from your lawyer or accountant before signing.
What you can use as security
We’ll ask you to secure your loan using a vehicle, or another asset, that you own. This asset covers the cost of the loan in case you’re unable to pay it back.
We’ll work out your asset’s value, and you’ll need to prove you're the legal owner and there's no other loan registered against it.
Protect yourself from the unexpected
Choose Payment Waiver with your loan, and you could be protected if you’re affected by injury, illness or even death.
Mechanical breakdown insurance
Mechanical breakdown insurance covers you for repair costs if your vehicle has an unexpected mechanical or electrical problem.
We’re here for you
Straight-up service, honest advice, and support that’s just a phone call away.
We can usually let you know how much you’re approved for on the same day you apply.
Locals backing locals
We’re local New Zealanders, and we live and work in your community.
We take the stress out of finance
Online, over the phone, or in person, we’ll guide you through your options to select what’s best for you.