Blog

Recently, we rewrote one of our most important documents, the loan agreement that outlines the terms of your lending with MTF Finance. After a year of work behind the scenes and consultation with our customers, our new plain English loan agreement was launched on 30 November 2020.

So why did we decide to make this change, and what can our customers expect?

Last month we explored some of the best road trips the South Island has to offer. This month we’re heading up North to Te Ika-a-Māui, from the wild and wonderful East Cape to hidden gems in the heart of the country.

New Zealand’s South Island (Te Waipounamu) is a land steeped in immense beauty and history; from the prehistoric through to Māori and European settlement. Check out our top ten favourite South Island road trips below, and keep an eye out for our North Island favourites coming soon.

Thinking about a loan? If you haven't applied for lending before, the process might seem overwhelming. Here's a guide to how our application process works, what we look for, and what you'll need to bring to your meeting.

If you’re new to the world of finance, it might seem like we’re speaking another language!

Finance is filled to the brim with words that seem to be designed to make things unclear, instead of the opposite. We are here to untangle the jargon and make it easy for you to understand the ins and outs of consumer finance.

At a time when the future feels pretty uncertain, it can be scary to think about applying for a new loan - but for many people, a well-structured vehicle or business loan is essential to ensure ‘life goes on’ through good times and bad.

If you have a loan in place already, or are considering applying for finance, we’ve put this article together to let you know your options when life throws you a curveball. This is part of our commitment to being a responsible lender, as well as doing the right thing for our customers and community.

So read on to find out how, for about the price of a cappuccino per week, you can avoid the cost of the unexpected.

Thank goodness for Level 1 - an opportunity to reconnect with friends and family, return to our favourite outdoor spots, and move out of ‘lockdown limbo’ and towards the future.

This is an unprecedented time in New Zealand history, with the country’s borders closed and our population in lockdown. These measures are essential for us to slow the spread of Covid-19, but they’ve created a difficult time for many Kiwi families and communities.

Credit scores and reports don't have to be confusing or scary. We've rounded up the basics below.

You may have seen the words ‘secured’ and ‘unsecured’ when shopping for a loan, but what do they mean? What are the advantages and disadvantages of both, and how do you know you’re getting the right loan for you and your circumstances? Take five minutes to get up to speed with our handy guide below.