Simplify your finances with MTF Finance
With over 50 years of experience lending to Kiwis, we can help you with just about anything. Our debt consolidation solutions are designed to help you simplify your finances by wrapping your loans and credit card bills into one easy repayment.
We can take the stress away
Why try to juggle multiple loans when you can get them sorted in one? With MTF Finance, you'll get a loan decision on the same day you apply, plus your funds will be available the next business day, subject to responsible lending inquiries and checks. No waiting for days or weeks!
We may save you time and money
At MTF Finance, our specialists sit down with you and tailor an interest rate to your situation. We’ll help you work out what you can afford to repay and how quickly you can do it, which may save you time and money in the long run.
Local kiwis helping local kiwis do more.
The local lending specialists at MTF Finance will get you sorted with a loan that's right for you.
What you need to apply
If you apply in person and bring these documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.
Valid passport or NZ driver licence
Proof of address
Bank statements showing the last 90 days
Who can apply?
You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, receive a regular income and have the documents listed above.
How it works
It's only three easy steps to apply with us.
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Apply
Apply online, call, or drop into see us.
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Talk with us
We’ll work with you on a loan that suits your needs.
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Get approved
Share some supporting documents, and we’ll get right on to it.
All your wishes could be about to come true!
When you take out a loan before 1 June 2024, you'll go in the draw to win $10,000 cash. Competition terms and conditions apply. Offer of finance is subject to terms, conditions, lending criteria, responsible lending inquiries and checks.
Why choose us
Why our customers trust us to help them to do more.
We’re here for you
Service and support from your local team, tailored to you from start to finish.
Same-day approval
We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.
Locals backing locals
We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.
We take the stress out of finance
Online or over the phone, we’ll guide you through your options to select what’s best for you.
We're the top-rated finance company on Trustpilot
With over 10,000 customers giving us 4.9 out of 5.
Read our reviews