How it works

An operating lease, available from selected MTF Finance dealers, is a cost-effective way to upgrade your vehicle, your fleet or business equipment.

For a small payment, you can upgrade your vehicle lease every 6 to 45 months. At the end of the lease you can choose to renew it, or end it.

Operating lease features

  • Lease term to suit your requirements – from 6 to 45 months.
  • There are fixed payments for the term of the vehicle lease.
  • You have the option to cover servicing and maintenance.
  • You have the option to upgrade at the end of each vehicle lease period.

Advantages of an operating lease

If you are a business customer:

  • you can claim GST on each instalment
  • your payments are tax deductible
  • the asset is not recorded on your balance sheet.

Contact your nearest approved dealer to explore your vehicle leasing options.

Why choose us

Why our customers trust us to help them to do more.

We’re here for you

Service and support from your local team, tailored to you from start to finish.

Same-day approval

We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.

Locals backing locals

We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.

We take the stress out of finance

Online or over the phone, we’ll guide you through your options to select what’s best for you.

Star ratings showing we have 4.9 stars out of 5 on Trustpilot and Google Reviews

We're the top-rated finance company on Trustpilot

With over 11,000 customers giving us 4.9 out of 5.

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