Our simple loan calculator can give you a rough idea of how much a loan could be per week, fortnight or month. We can also show you repayments over 1 to 4 years.

Alternatively, our calculator can show you what you can borrow, given your regular repayments.

We offer competitive interest rates that are fixed for the loan term. The rate you may be offered will depend on your personal circumstances, credit assessment and other factors. For your personalised rate, please contact us to request a no-obligation quote.

Whether you're looking to borrow money for a car or other vehicle, a personal loan, or to consolidate debt, MTF Finance has helped thousands of New Zealanders for over 50 years. Talk to your local lending specialist today.

What you need to apply

If you apply in person and bring these documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.

Valid passport or NZ driver licence

Proof of address

Bank statements showing the last 90 days

Stylized application forms

Who can apply?

You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, receive a regular income and have the documents listed above.