“At a time when rising costs and economic uncertainty are prompting many businesses to scale back, we’re taking a different path - one built on resilience, values, and long-term thinking,” says Mark Darrow, MTF Board Chair.
We’ve shown that it’s possible to grow responsibly, protect affordability for customers, and continue making progress on major transformation goals - all without compromising on what matters most.
Highlights from the first half of the financial year:
- Revenue growth - while reducing admin overheads by 12% through disciplined cost management
- Lower customer fees - including establishment, maintenance and settlement fees to protect affordability
- Market shares up in personal lending - with more than 20% year-on-year growth (Centrix)
- Technology milestone delivered - our new platform can now process loans end to end
- Total assets reached $1.23b
- Brand refresh and increased marketing investment - driving greater awareness across our full range of lending products, as well as our new mortgage advice offering
- Record originator earnings of $48.1m - up 9% on the previous six months
- Dividend increased by 43% to six cents per share
We’re proud of our franchise and approved dealer network - 54 locally owned franchises and 164 active dealers - who bring an ownership mindset and deep community connection to every customer interaction. They’re not just writing loans. They’re helping their communities thrive.
But there’s also a team behind the scenes helping make it all happen. From strategy and technology to marketing, compliance and support, our National Office team is building future capability, driving transformation, and backing our network with everything they need to succeed.
“We’re not chasing short-term wins,” says CEO Chris Lamers. “We’re building a business that lasts - one that delivers for customers, grows value for shareholders, and helps people achieve their goals. That’s the MTF way.”
Over the past four years, our Board has led a strategy focused on business transformation and product diversification - a plan that’s paying off. In a climate where others are cutting back, we choose to grow with intention.
“That’s why we’ll keep making lending about people,” says Lamers, “and why we’ll keep earning their trust in a changing world.”
