Loans for business and private buyers

You can borrow from $2,000, as long as we're confident that you can manage the repayments.

We're here to help, it's neigh trouble

If you’re a first-time buyer or you’re looking to upgrade, our team of local finance experts will help you find the right loan for your needs.

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Did you know MTF Finance is rated 4.9 out of 5 on Trustpilot?

MTF Finance has been helping New Zealanders since 1970, which is longer than I've had my learner licence on these wings!

Find your next trailer, horsebox, horse trailer, horse truck or float

Whether you buy privately, or online, we can help you with pre-purchase checks so you know you’re getting something that suits your needs.

Find trailers for sale on Trade Me Motors

Find horse floats for sale on Trade Me Motors

Find horse trucks for sale on Trade Me Motors

Looking for something with a bit more horsepower?

We're the vehicle finance experts who've been lending to New Zealanders for over 50 years. We know a few things about vehicles, and can help you find the perfect ute or truck with plenty of pulling power.

Protect yourself from the unexpected

You can’t predict when you might be affected by redundancy, illness, injury or even death. Payment Waiver may provide protection if the unexpected happens while out on the waves.

Read more about Payment Waiver

What you need to apply

If you apply in person and bring these documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.

Valid NZ driver licence

Proof of address

Bank statements showing the last 90 days

Apply now

Who can apply?

You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence, and have regular income.

How it works

It's only three easy steps to apply with us.

The team at MTF Fraser Street
  1. Apply

    Apply online, call, or drop into see us.

  2. Talk with us

    We’ll work with you on a loan that suits your needs.

  3. Get approved

    Share some supporting documents, and we’ll get right on to it.

Why choose us

Why our customers trust us to help them to do more.

We’re here for you

Service and advice from your local team, tailored to you from start to finish.

Same-day approval

We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.

Locals backing locals

We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.

We take the stress out of finance

Online or over the phone, we’ll guide you through your options to select what’s best for you.