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MTF Finance | 21 May 2026

Putting your car loan on your mortgage could cost you more than you think

There’s a moment that catches a lot of Kiwis off guard. Let’s set the scene - you’re sitting with the bank, talking about topping up the mortgage for a new vehicle, and it sounds… easy.

“Just roll it into the home loan.”
“Your repayments could even be lower.”
“You probably won’t notice it.”

MTF Finance | 5 Jul 2021

A car for the whole family

Whether you’re after something that’ll get you from A to B, a vehicle with a bit of pizzazz and a few extra cylinders under the hood, or enough towing capacity to get the boat to the ramp, finding the right car can be a bit daunting. When you walk onto a car yard, you might see nothing but paint colours and windscreens full of prices – and soon be overwhelmed with more options than you’re prepared to look at.