There is more to get right for our local farmers than just their stock though. Forget about reversing the double-deck 34ft trailer; the real strategic manoeuvre is juggling the uncertainty of seasons, livestock, health and safety, inventory, income and expenses, farmhands, agronomy, and machinery all at once. Our farmers might be homegrown heroes, but even heroes need sidekicks, and that's where MTF Finance can help.
Your local MTF Finance lending specialists are passionate about agriculture, and Dan Groundwater is one of them.
Dan was raised on a dry stock farm in South Canterbury. He completed his tertiary studies at Lincoln University, he also travelled to Western Australia to complete the harvest. After university, Dan started a career in rural banking which spanned a decade and now is the proud owner-operator of MTF Finance Rolleston.
Dan knows he can help. There is no complicated bureaucratic lending process between him and his customers, saving you precious daylight hours. Every MTF Finance team nationwide can respond quickly and work with you to tailor a solution, knowing that no two customers (or farms!) are the same.
You are dealing with the decision-maker when you come in and deal with us, which speeds up the whole process.
Cash flow remains a complicated matter for the agricultural sector and no matter how organised you are, cash flow can be variable. Let MTF Finance be your reel of number eight wire - we can provide a finance option to help you navigate the situations where the unexpected has happened. If you’re running low on feed, due to increased wait times on freezing works, or are waiting for the income from your grain before you can get that machinery fixed - believe us, when it comes to problem-solving, we’ve heard it all.
If you're in a tough spot, and we mean up the back of the farm, we can come to you. As Dan likes to say, "Have ute, will travel!" - we're always keen for a cuppa and a chat, but we have the resources to tackle the job remotely. So, whether you're at the farm gate, in the paddock or busy at the dairy shed, we can help - over the phone, online or in person.
We finance just about anything from vehicles and tools and machinery to a cash injection for that stock purchase or sudden emergency. We offer two types of business loans, secured and unsecured so that you can choose the right loan just for you.
With a secured loan, you can borrow between $2,000 to $500,000. The loan is secured against a vehicle or other asset, and we can usually offer a slightly lower interest rate.
Need money but don’t have an asset to use as collateral? An unsecured business loan could be right for you. We can lend between $2,000 to $30,000 for just about anything with our unsecured loans.
Talk to your local MTF Finance lending specialist about the right option for you and your business.
Offer of finance is subject to terms, conditions, lending criteria, responsible lending inquiries and checks. See mtf.co.nz/terms for details.